Minnesota Pharmacist’s View: Losing local pharmacies a hazard to Minnesotans’ health care

Three major companies control 80% of the prescription-drug market: Optum, ExpressScripts, and CVS Caremark. These companies leverage their dominance to engage in practices like “patient steering,” which is requiring patients to fill prescriptions at their pharmacies, even when it’s less convenient. “Spread pricing” is another tactic, whereby PBMs reimburse pharmacies […]

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‘We’re still gonna say no’; Inside UnitedHealth’s effort to deny coverage to chronically ill patient

Insurers have wide discretion in crafting what is covered by their policies, beyond some basic services mandated by federal and state law. They often deny claims for services that they deem not “medically necessary.” When United refused to pay for McNaughton’s treatment for that reason, his family did something unusual.

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